Last Updated: 16/07/2024
Welcome to Guarded.co.nz (the “Site”). By using or accessing this Site, you agree to the following Terms and Conditions. If you do not agree to these terms, please do not use the Site.
1. Acceptance of Terms
By using Guarded.co.nz, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any other legal notices or guidelines that may be posted on the Site from time to time. These Terms apply to all visitors, users, and others who access or use the Site.
2. Site Services
Guarded.co.nz provides lead generation services by connecting users to financial advisors and insurance providers across New Zealand (the “Services”). We are not a financial advisory company and do not provide financial advice directly. Our role is to facilitate connections between users and independent financial advisors.
2.1. No Professional Advice
The information provided on the Site is for general informational purposes only and does not constitute professional financial advice. You are encouraged to seek advice from a qualified financial advisor before making any financial decisions.
3. Eligibility
To use our Services, you must be at least 18 years old and a resident of New Zealand. By using the Site, you represent and warrant that you meet these eligibility requirements.
4. User Responsibilities
When using Guarded.co.nz, you agree to:
- Provide accurate and truthful information.
- Use the Site and Services in accordance with all applicable laws and regulations.
- Refrain from any fraudulent or malicious activity on the Site.
You are solely responsible for any information or data you provide while using the Site.
5. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Site, you consent to our collection and use of personal information as outlined in our Privacy Policy.
6. Third-Party Services
Guarded.co.nz may include links to third-party websites, including those of financial advisors. These third-party sites are not under our control, and we are not responsible for the content, services, or practices of these websites. Your interactions with third-party services are solely between you and the third-party service provider.
7. Limitation of Liability
To the fullest extent permitted by law, Guarded.co.nz, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Site or Services, including but not limited to:
- Loss of profits, revenue, or data.
- Damage resulting from reliance on information provided on the Site.
- Third-party disputes or issues with financial advisors.
8. Disclaimer of Warranties
The Site and Services are provided on an “as-is” and “as-available” basis. Guarded.co.nz makes no representations or warranties of any kind, express or implied, regarding the Site, Services, or information provided. We do not guarantee the accuracy, completeness, or reliability of any information on the Site.
9. Changes to Terms & Conditions
We reserve the right to modify or replace these Terms and Conditions at any time. Any changes will be effective immediately upon posting to the Site. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
10. Governing Law
These Terms & Conditions are governed by the laws of New Zealand. Any disputes arising out of or relating to these Terms will be subject to the exclusive jurisdiction of the courts of New Zealand.
11. Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us at hello@guarded.co.nz