Compare NZ's Best Insurance Quotes
Find the best personal insurance in New Zealand with Guarded. Our independent brokers compare the entire market to secure the best deals for your family's protection. Get exclusive broker-only deals today.
- FMA-licensed advisers
- Whole-of-market access
- No spam, no obligation
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Compare cover from leading NZ insurers
Logos shown are trademarks of their respective owners. Guarded is not affiliated with or endorsed by any insurer.
Protect What Matters Most
We connect you with FMA-licensed New Zealand advisers who specialise in the cover you need, so the advice fits your life, not a script.
Get Your QuoteWhy Choose Guarded?
We connect Kiwis with a hand-picked network of trusted, independent brokers to compare the entire market and secure exclusive deals for your family.
- 500+ Kiwis matched with advisers
- 23% Average premium savings
- 0 Spam calls — guaranteed
Whole of Market Comparison
Save time and money by letting us compare quotes from a wide range of top insurance providers across New Zealand.
Family-First Solutions
We don't do one-size-fits-all. Find the best insurance options uniquely tailored to protect your family's lifestyle.
Broker-Only Deals
Gain access to exclusive discounts and specialized coverage options that you simply won't find anywhere else.
Vetted Independent Brokers
Our network of professionals offers completely unbiased advice, working for you, not the insurance companies.
Free, no obligation, takes under a minute.
How It Works
Securing your future in three simple steps.
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Submit Your Request
Tell us a little about your situation using our secure online form. Takes under 60 seconds and helps us match you with the right specialist.
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Talk to an Expert
One of our certified, independent insurance advisers reaches out promptly to listen to your specific needs and answer your questions.
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Get Tailored Advice
Receive clear, transparent recommendations with no hidden fees. You hold the power to make an informed, confident decision.
What clients say about our network advisers
Verified Google reviews of advisers in our network.
Ryan is absolutely amazing! Cannot thank him enough for the time and effort he put in to looking at all insurance options. He was always super professional and very quick to respond. He has an amazing way of explaining everything to make sure it's understood before moving on. I cannot recommend him enough for any insurance advice.
Could not be happier with the service! I had the privilege of having James as my insurance advisor who was outstanding at ensuring my specific needs were met. He made the process of understanding insurance simple and straightforward. The team was also very patient, approachable and genuine. Highly recommend.
Great advice so far, informative, efficient and professional while also being friendly and kind. Felt like they're genuinely interested in helping me find the best deal for my individual situation and I never got the 'salesperson' vibe. No pushy pitches is always refreshing.
Frequently Asked Questions
Everything you need to know about how we protect your future.
Does using Guarded cost me anything?
No, our service is 100% free for you to use. We are compensated by the insurance providers directly if you choose to proceed with a policy. There are absolutely no hidden fees or markups.
Will my phone blow up with spam calls?
Absolutely not. Unlike aggregator sites that sell your data to dozens of companies, we connect you directly with one dedicated, vetted adviser who will handle your query professionally.
Am I obligated to buy insurance if I get a quote?
Not at all. The advice and quotes you receive are entirely obligation-free. Our goal is to give you the information you need to make the best decision for your family, on your timeline.
How do I know the brokers are trustworthy?
Every adviser in our network is thoroughly vetted, licensed under New Zealand financial regulations, and completely independent. This means they work for you, not the insurance companies.