Insurance guides & articles
Plain-English explainers to help you make sense of personal insurance in New Zealand.
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How Long Does It Take to Get Cover, and What Does the Medical Assessment Involve?
How long does life or health insurance take to get in NZ? From instant approval to a few weeks, here's what underwriting involves and how to speed it up.
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I Have Cover Through My Bank, So Why Do My Premiums Keep Going Up?
Took out cover through your bank when you got your mortgage? Here's why the premiums keep rising each year, and what you can actually do about it.
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Life Insurance vs Mortgage Cover: Which One Do You Actually Need?
Confused about what cover the bank suggested when you bought your house? Here's the difference between life insurance for your mortgage and mortgage repayment cover in NZ.